My portfolio management style is grounded in a long-term, goals-based approach that integrates financial planning with investment management. I believe portfolios should serve the purpose of the plan, not the other way around, so I begin by understanding my client’s objectives, cash flow needs, risk tolerance, and time horizon. From there, I construct diversified, tax-aware portfolios designed to support their personal vision of financial success.
My long-term investment philosophy is built on the belief that consistency, discipline, and strategic allocation drive better outcomes than reactive, short-term market timing. I prioritize asset allocation as the primary driver of returns, favor low-cost investment vehicles, and rebalance proactively to maintain alignment with the plan. I also incorporate behavioral finance insights to help clients stay invested through volatility, knowing that avoiding emotionally driven decisions is key to compounding wealth over time.
